College Life

I cringe every time I watch my bank statement go down.  Money, funds and bills are scary things! As students, calculating what we spend our money on isn’t an easy task.  Many of us have an enormous amount of things to pay for- college, books, gas, rent, car payments, food, clothes, etc. The Wu Tang Clan was right when they said “Cash rules everything around me.”

I have a peculiar obsession with “stretching a dollar;” I’ve been called frugal many times- which I consider a compliment.  But still, I feel guilty when I spend money on things I’d survive without-like getting my hair highlighted (robbery!).  To make up for some of the fun (but unnecessary) things I spend my money on, I go to great lengths attempting to save money in an effective way.

You don’t have to be cheap to be smart with money.  Us college students can save an extra dime without sacrificing quality, and without sacrificing(too many) guilty pleasures.

1.      Technology, man!

Yes, I AM that person who follows CVS, Amazon.com, and local grocery stores on Twitter. I don’t do this for laughs- I do it because they tweet discounts on a daily basis, and let’s confess that we’re all online more than we’d like to admit, so these savings will be on your brain- leaving you the hassle of remembering discounts.

2.       There’s an APP for that-

Although I’m that weird college student you know who gets the free phone whenever it’s time for an upgrade, most of you have iPhones, Droids,etc.  Lucky you, savings-wise: The ShopSavvy app will scan barcodes on certain products, providing pricing information and even locations with better prices  This app is SO worth it that I’m jealous that my phone is from the Middle Ages and not 2012.

3.      A little goes a long way.

Having a savings account is not only a potential life-saver, it’s also far less complex than it sounds.  Anytime you receive funds (get a paycheck, $ gift, etc), just set aside a small amount each time and put in savings. It adds up.

I hope these ideas can help you with saving money.  Remember, life is unpredictable, and saving money is much less painful than (dare I say it?) getting over your head in debt.   

 

How do YOU save cash? Do you use any finance apps? Have you ever used social media to keep in touch with your favorite store?

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Celebrities & Politics

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by ashleytwigg on February 21, 2012

I don’t hate or even dislike celebrities. I value genuine talent in acting, music, crazy Youtube stunts- whatever propels people to earn fame. However, I also believe that people need to form their own opinions. It’s no secret that, these days, Celebrities use their platforms and status to promote political figures.

This is a free country and they are welcomed to do so, but if Lady Gaga tweets to her nine million followers that she’s going to vote for whomever, that doesn’t mean the rest of the “little monsters” should jump on that bandwagon. Anti-bullying bandwagon? Absolutely. Voting people into office you have no knowledge about? Please don’t.

Pro-Voting- YES:

When it comes to any type of power, people can use it for good or they can use it for evil. As much as I am not a fan of Puffy Daddy, P-Diddy, Shawn Puffy Combs- whatever his name is, he did a lot of work  with the Rock the Vote campaign and urged people to go out and vote. The celebrities involved in that campaign weren’t pushing youth in any political direction- they were simply promoting the importance of voting. Whether we like to admit it or not, a great deal of the population can be swayed by celebrities and the media.

For those of you who don’t think we live in a “monkey see, monkey do” society, you may want to take another look around. We all have minds of our own and I wish more people used them ALL the time, but if celebrities are promoting something GOOD- it will only benefit the rest of us “little people”.

Copy Cat Voting- NO:

People need to be informed on issues and about candidates. I’m sure some celebrities do take the time out to research and truly understand the candidates they support, however, just because you like their movies or music doesn’t mean you see politics on the same level. We are talking about celebrities with huge sums of money. How can we assume their political values would necessarily even compare to ours?  You are adults and I’m sure  (like me) you are more than familiar with our old friend Google. Learn about the candidates on your own and vote according to the TRUTH that you learned.

Welcomed Attention:

Now I don’t want to completely rag on celebrities because, like I said, power can be used for good. Instead of celebrities simply supporting a candidate, they sometimes use their power to support a CAUSE. The money celebrities have donated, the awareness they have brought, and the impact they have had on AIDS, cancer research, homelessness, and thousands of other causes in the past few years is incredible.

These are the things people should be jumping on board for and following. Politics and “your vote” should be a personal endeavor. Family members, celebrities, boyfriends, girlfriends- what have you, these people shouldn’t effect who and what you vote for! You are an adult, form your own opinion don’t take the easy way out by following someone else’s.

Do you vote based on celebrities? Do you gain political awareness from TV, Twitter, and the media? Do you think celebrities affect the way people vote?

 

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“Where am I gonna live?”

It’s probably the most important, yet most difficult parts of college life.. Most campuses have plenty of dorms as well as off-campus housing, but both options have multiple pros and cons. Dorms are the more traditional route, but apartments tend to have more appeal.

Where should YOU live? Let’s explore the factors.

$$$

Dorms:

  • BSU Room and Board for one year comes out to $10,367.
  • No matter what building you’re assigned to, all the rooms go for the same rate.
  • Simple, basic rooms- nothing fancy.
  • Financial aid is available, but you have to borrow a lot more money.
Apartments:
  • The average cost of an off-campus apartment in the Bridgewater area is about $700, therefore, the cost of renting a place for one academic year (roughly 8 months) is only $5,600.
  • Depending on where you live, your rent can vary.
  • You have to factor in gas, food, and other basic living expenses.
  • Surprisingly, financial aid is available for off-campus housing as well.

Space

Dorms are crowed and loud. Unless you are an RA, you’re going to be sharing a room which can be a lot of fun if you like your roommates, but if not, have a nice semester stuck in a box with someone you don’t like. In an apartment setting, while roommates help pay bills, they aren’t required. If you want a bedroom, living room, bathroom, and kitchen to yourself (I wish), go for it. Not to mention, apartments house all kinds of people- not just college kids.

So, if you like your space and quite time, an apartment might make more sense for your living arrangement. Then again, dorms provide a larger community, and if you’re someone who is very involved on campus and loves being around lots of people, dorms might suit you just fine. This category really comes down to your personality and what you are looking for.

Location

Dorms are, of course, on campus. Apartments (technically) are not. If you need to be in class at 8am it will help to cut down on the commute and the daily battle for parking spots. Obviously, dorms seem like the best bet to save time, money, and stress. Then again, if you wanted to stay in the nearby Waterford or Kingswood apartment complexes, you’re just as far as the residents are from school buildings. So, depending on how much traveling you want to do that could greatly influence your decision. This ones a toss up, basically which ever choice is closest to were you need to be is gonna be your best choice.

 

Do you live in a dorm? Apartment? Had the experience of both? Which do you prefer?

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